Life is a Journey | Just Focus on the Road Ahead!
Before you can ever begin living under your monthly income, you need to be able to live within your income for any given month. I created this as a guide for an E-Z Zero-based budget process beginning with your expenses. Before you reach this level you need to brainstorm and list every bill or person … Read more A Guide to An E-Z Zero-based Budget Process – Your Expenses
You may be experiencing every other phone call is another creditor seeking payment for something you just had to have. You saw that white mink in the window of Macy’s and knew it would make you look rich and desirous, even make your friends jealous thinking you could afford such an extravagance that they can’t. … Read more Your Starter Emergency Fund – First Step to Mastering Personal Finance
The power of a vision board is mystical to me. I did my first one in the fall of 2015 for the upcoming 2016 new year. This is the last one I did, but sadly did not do one for the current year. The one pictured here I did in the latter part of 2017 … Read more Create Your Vision Board for 2020 – ShareYour Dreams
If you are like me, you need that first cup of coffee in the morning. However, we tend to always be running and in doing so grab a coffee en route to work through one of the many drive-thrus. Until we have had that first cup, many of us do not even give a second … Read more A Look at How to Save Money on Coffee
One of the essential items in life we must pay attention to is having enough food to satisfy us while still living on a budget. Depending on your family size and needs, this line various household to household. A good rule of thumb to consider would be $30-50 per family member per week. This means … Read more Wise Grocery Shopping – Take Time to Prepare