The bills have been paid for August – it’s now the 29th. Pension check will be received in another day or so. To prepare s zero-base budget for September you enter the balance you are carrying over from the previous month (August) and any monies you receive on the first of each month, if any. … Read more Preparing A Zero-Base Budget for September
Before credit cards were part of society’s mainstream purchase method, people paid for products and services in two main ways – either they bartered or they paid cash. In both these cases, they owned what they traded for or bought. Here are four things that budgets do: 1. Allow people to be more focused financially … Read more How Do Budgets Work?
The way we go about handling our finances especially when times are tough can be rough on us all. If you are not careful, it can lead you into a depressed state of mind, Depression is a serious condition that can cripple you. It produces negative effects on its victims in the way they think, … Read more Handling Our Finances – When Times Are Tough Can be Rough
Do you dread balancing your checkbook or reviewing your personal finances every month? It seems nothing ever changes. The same problems are occurring every month. You are just as stressed after you look at them as you were before thinking “I will never be able to retire at this rate, and I just turned (insert … Read more Finance Talk – Public Discussion Myth
When I was looking to build my credit as a teenager and securing my first credit card, like everyone else I never stopped to realize the limitations of debt I would be placing on my life. Its true, if I knew then what I know now – I would probably never wanted to build my … Read more Master Your Budget – The Limitations of Debt